2010 ELITE.CHECKING Qualification Cycle Calendar

Brookhaven Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Non-interest bearing accounts are defined as accounts earning less than 50 percent and Lawyers Trust Accounts. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.