Free Interest Checking

This is a personal, everyday account that allows you freedom with benefits like no monthly service charges, no per item fees, and unlimited check writing. You can also earn interest based on five tiers as long as you have a $1,000 minimum balance. You’ll receive a debit card with no monthly fee, free electronic statements, and your first order of checks is free. You’ll also receive six free foreign ATM withdrawals per month, and you’ll have access to our free online banking along with free online bill payments.

Rewards Checking

This is a well-deserved account for clients over the age of 50. There is no minimum balance requirement, and you’ll earn interest based on six tiers regardless of your balance. You’ll receive unlimited check writing, a free small safe deposit box and a $25.00 discount on all other sizes. You’ll have access to our free online banking and bill payments, free electronic statements and official checks. You’ll also receive your first order of checks for free and a debit card with no monthly fee.

Savings

Our personal savings account only requires a $100.00 minimum balance to avoid fees, with a $25.00 minimum to open. There is a $4.00 monthly service charge if the daily balance falls below the minimum. You’ll earn interest regardless of your balance, and you’ll receive statements quarterly. You will also be allowed six transfers per month, with no more than six by draft, debit card, or similar order to third parties. More than six withdrawals per month will incur a $10.00 excessive activity fee for each transfer or debit over six.

Personal Money Market (MMA)

The personal money market account is a higher interest-bearing account with very competitive rates based on five interest tiers. Interest is earned on balances of $1,000.00 or greater, and there is a $10.00 monthly service charge if the daily balance falls below the $1,000.00 minimum. There is also a $10.00 excessive activity fee for greater than six transfers per month with no more than six by draft, debit card, or similar order to third parties.

Free Online Banking

With Brookhaven Bank’s Online Banking Services, you have 24 hour access at your fingertips everyday from anywhere. You can check your balance, transfer funds between Brookhaven Bank accounts, make loan payments, and view your current transactions. You can also view images of cleared checks, get past information on your account, and export your transaction data to your own Financial Management Software.

Free Bill Pay

With Bill Pay you will never have to worry about missing an important payment. You can set up one-time or recurring payments quickly and easily when you enroll at www.brookhavenbank.com. It’s available 24/7, and it reduces paper output and you’ll save on stamps. It also reduces identity theft with secure logon, and alerts and reminders are available.

Personal Loans

Brookhaven Bank offers a wide array of personal loan and line of credit products such as:

• Installment Loans – Automobile, Motorcycle and Boat
• Home Equity Line of Credit 
• Home Equity Loans
• Personal Line of Credit
• Personal Loans

When you need a loan contact, a Brookhaven Bank Loan Officer, who will work with you in the selection of the personal loan product that will be most suitable in helping you to reach your financial goals.